All this makes me think how vulnerable we all are in this internet age. Get the system down and you might as well be on Mars as people think you are in hiding. I bank online (couldn't do that), buy tickets online (couldn't do that). Can't check email. It's quite alarming.
If society moves more to a system of online payments, no cheques any more, then we can be at the mercy of just one provider. Choice doesn't come into it. But I'm told it's progress.